SB 3364 · Illinois · introduced Feb 4, 2026In Committee

SB 3364

HUMAN RIGHTS-AI-VIOLATIONS

Medium RiskMay require changes to AI practices. Monitor and prepare.

TL;DR

Illinois SB 3364 would prohibit the use of AI systems that violate civil or human rights, creating a new cause of action against companies deploying discriminatory AI. The bill is currently stalled in committee with a Senate Committee Amendment under Rule 3-9(a), meaning it's been re-referred to Assignments.

How This Might Impact Your Business

Companies deploying AI in Illinois that affects hiring, lending, housing, healthcare, or insurance decisions could face civil liability if their systems produce discriminatory outcomes.

HR Tech vendors selling AI screening tools to Illinois employers would face heightened scrutiny, similar to Illinois' existing AI Video Interview Act but broader in scope.

Financial services firms using AI for credit scoring, underwriting, or fraud detection would need documented evidence that their models don't violate protected class rights.

Healthcare providers and insurers using AI for diagnosis, treatment recommendations, or claims processing would need bias testing protocols.

No specific company size threshold is mentioned, meaning small and mid-sized businesses using third-party AI tools could also face exposure.

Bill is currently stuck in committee (Rule 3-9(a) re-referral typically signals delay), so immediate compliance deadlines are not yet set.

Penalty structure and enforcement mechanism details remain unclear pending the committee amendment text.

What Should You Do

1

Ask your legal team to inventory all AI systems making or influencing decisions about Illinois residents, especially in employment, credit, housing, healthcare, and insurance.

2

Request bias audit documentation from your AI vendors now, before any compliance deadline forces a rushed procurement review.

3

Assign someone to track this bill's movement out of Senate Assignments; Rule 3-9(a) status means it could resurface with significant amendments.

4

Benchmark your current AI governance against Colorado's AI Act and NYC Local Law 144, which preview the kind of bias testing Illinois may require.

5

Brief your board or executive team on potential civil liability exposure if Illinois creates a private right of action against discriminatory AI.

Who It Affects

HR TechFinancial ServicesHealthcare AIInsuranceHousing and Real EstateConsumer Lending

Status Timeline

  1. committee

    Senate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Assignments

    May 22, 2026

AI-generated analysis for informational purposes only. Not legal advice. Always consult a qualified attorney for legal guidance.Last action May 22, 2026

Need help preparing your team for AI compliance?

Talk to LaunchReady about AI Training

Get the Weekly AI Law Roundup

Plain-English summaries of the AI laws that matter for your business. Every Monday. Free.

No spam. Unsubscribe anytime.